Designing Government Policies to Expand Financial Inclusion: Evidence from Around the World

Aggarwal, S and Klapper, L (2013) Designing Government Policies to Expand Financial Inclusion: Evidence from Around the World. Working Paper. University of California. (Unpublished)

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Abstract

Half of the world’s adult population is excluded from using even the most basic formal financial services, despite the large potential benefits (Chaia et al., 2009; Demirguc-Kunt and Klapper, 2012). This paper discusses some common reasons behind not having a formal account and reviews regulatory policies introduced to remove the physical, bureaucratic, financial, and trust barriers to the use of formal accounts. We summarize some public and private sector product innovations designed to expand financial inclusion—defined here narrowly as the ownership and use of formal financial accounts—particularly for the poor.

Affiliation: Indian School of Business
ISB Creators:
ISB CreatorsORCiD
Aggarwal, SUNSPECIFIED
Item Type: Monograph (Working Paper)
Additional Information: The research paper was published by the author with the affiliation of University of California.
Uncontrolled Keywords: financial inclusion, emerging markets, financial institutions, regulatory policy
Subjects: Economics
Policy
Depositing User: Veeramani R
Date Deposited: 23 Apr 2019 18:04
Last Modified: 23 Apr 2019 18:04
URI: http://eprints.exchange.isb.edu/id/eprint/878
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