Kamakura, W A and Ramaswami, S N and Srivastava, R K
(1991)
Applying latent trait analysis in the evaluation of prospects for cross-selling of financial services.
International Journal of Research in Marketing, 8 (4).
pp. 329-349.
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Abstract
Identification of the order in which households acquire financial services has important implications for market segmentation and cross-selling strategies. This study illustrates a procedure by which financial institutions, based on internal records, can estimate the likelihood that a customer will purchase/use additional services. The methodology discussed in this study positions financial services and investors along the same continuum according to the particular ownership pattern. The location of an investor indicates his financial expertise and resources, while the location of a financial service measures the level of expertise/resources needed for ownership of that service.
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